Which of the following is NOT an Essential Health Benefit?

Prepare for the 2026 Federally‑facilitated Marketplace (FFM) Agent/Broker Certification Exam with our comprehensive study resources. Master essential topics with flashcards and multiple choice questions complete with explanations. Ensure you're ready for success!

Cosmetic surgery is not classified as an Essential Health Benefit under the Affordable Care Act. Essential Health Benefits are a set of health care service categories that must be covered by certain health plans, including those offered through the Federally-facilitated Marketplace. These benefits are designed to ensure comprehensive coverage, addressing diverse healthcare needs across the population.

The other options listed—emergency services, surgical services, and maternity care—are considered essential as they provide critical care that is necessary for the health and well-being of individuals. Emergency services ensure immediate treatment for life-threatening conditions, surgical services cover necessary medical procedures, and maternity care addresses the health needs of pregnant individuals and their newborns. Therefore, cosmetic surgery does not fit into these essential categories, primarily because it is often performed for aesthetic rather than necessary medical reasons.

Subscribe

Get the latest from Examzify

You can unsubscribe at any time. Read our privacy policy