What options do consumers have if they believe the information on their Form 1095-A is incorrect?

Consumers who believe there is an error on their Form 1095-A should first contact the Marketplace Call Center to address the issue. The Form 1095-A is crucial for accurately reporting health coverage and for determining eligibility for premium tax credits. The Marketplace has the ability to review the information and make necessary corrections directly, which is essential for consumers to successfully complete their tax returns and avoid potential penalties.

While it might seem reasonable to contact a tax professional or file a complaint with the IRS, these steps do not address the underlying issue with the form itself. The IRS requires accurate Forms 1095-A for the filing process, but it is the responsibility of the Marketplace to resolve discrepancies. Simply ignoring the discrepancy is not a viable solution, as it could lead to complications during tax filing and potentially affect the consumer's tax credits and obligations. Thus, reaching out to the Marketplace Call Center is the most effective and appropriate action for consumers to take in this situation.