What is the guideline for including capital gains from selling property in Marketplace applications?

The guideline for including capital gains from selling property in Marketplace applications is that such gains should be included for all sales, regardless of the amount. This principle aligns with the broader goal of the Marketplace to assess the total income of applicants. Capital gains, as a form of income, can significantly impact the overall financial picture of an individual or household, which is why they must be reported without exception.

When individuals apply for coverage through the Marketplace, it is essential to consider all sources of income to determine eligibility for premium tax credits and cost-sharing reductions. By including all capital gains, the Marketplace can ensure that the financial calculations reflect the full economic capacity of the applicant. This guideline ensures fairness and accuracy in how income is reported and verified in the context of health insurance affordability and assistance.

In contrast to the other options, which present various limitations or exclusions, the requirement that all capital gains be included emphasizes the importance of comprehensive income reporting in the Marketplace application process.