What is one function of the FFM?

The function of the Federally-facilitated Marketplace (FFM) is primarily to facilitate access to a variety of health insurance programs and plans. The FFM serves as a platform where individuals and families can shop for, compare, and enroll in health insurance coverage under the Affordable Care Act (ACA). It helps ensure that consumers have access to a range of qualified health plans that meet certain criteria for coverage, affordability, and quality. This function is essential in helping individuals understand their options and find suitable health insurance based on their needs and financial situations.

The other options do not accurately describe the role of the FFM. The marketplace does not provide free health care; rather, it provides access to health insurance for which many may receive financial assistance. The FFM also does not engage in automatic enrollment without consent, as individuals must actively choose and enroll in a plan. Furthermore, the marketplace does not limit the types of insurance available but instead aims to increase the options available to consumers by facilitating competition among insurers.