If a consumer gains a dependent due to birth or adoption in the last 60 days, what is their enrollment status?

A consumer who gains a dependent through birth or adoption within the last 60 days is eligible to enroll in a Qualified Health Plan (QHP) provided they meet the other necessary criteria. The Special Enrollment Period (SEP) allows individuals to make health coverage changes outside the annual Open Enrollment Period when certain life events occur—such as the birth or adoption of a child.

This means that the consumer can take advantage of this qualifying life event to enroll in new coverage or adjust their existing coverage to include the new dependent. As long as the consumer meets additional requirements such as being within the enrollment window and fulfilling criteria specific to their situation, they can effectively utilize this opportunity to obtain health insurance for themselves and their newly added dependent. Therefore, the option indicating eligibility for QHP enrollment under these circumstances is indeed the correct choice.