How long do consumers have to select a health plan after a birth or adoption through a Special Enrollment Period?

Consumers have 60 days to select a health plan after a birth or adoption through a Special Enrollment Period. This time frame is designed to allow new parents to enroll their child in health insurance coverage following significant life events such as the birth or adoption of a child.

The Special Enrollment Period provides flexibility beyond the standard open enrollment period, recognizing that circumstances change and families need to ensure their health care needs are met promptly. The 60-day window ensures that families can make informed decisions about their health care options without being rushed, contributing to better health outcomes for both the parents and the newly added family member. This aligns with the rules governing Special Enrollment Periods as set forth by the Centers for Medicare & Medicaid Services (CMS).